Moves Spending Account

Finally, a dedicated banking account for app-based freelancers

Open your Spending Account in minutes and easily manage your gig business all in one place. No minimum balance. No hidden fees.

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I absolutely love it. So easy to use. What a blessing. I’m making money moves.

– Andrew V., independent contractor

Definitely the right account for gig drivers. It helps me track my income and the cash advance option helps out so much.


It’s time to make money moves

Moves card and App

Your money in your account, faster±±

Get immediate access to your weekly gig payouts up to two days early±±

cash advance screen

Build up your financial security

Access interest-free cash advance for gig workers up to $2,000 to help cover business expenses

stock back on spend

Gain ownership of your work

Earn stock back on spend from in-store and online purchases

Linking DoorDash account

Track your earnings, all in one place

Manage your earnings across 20+ supported gig platforms

Supported Platforms

Not sure if your platform is eligible?  Check here

Online banking for app-based freelancers made easier

See how Moves provides banking solutions tailored to empower self-employed freelancers, independent contractors and gig workers in the gig economy.

The home of your gig business

  • Conveniently manage your gig earnings and expenses, all in one account
  • No monthly maintenance, account or overdraft fees
  • Real-time notifications when gig earnings hit your account

Money management at your fingertips

  • Set up direct deposits in one-tap to get all your gig earnings in one place
  • Immediate access to weekly gig payouts up to two days early
  • Get better insights into your weekly earnings with expected payouts

On-the-go access to Moves

  • Access over 55,000+ no-fee ATMs in the United States
  • Virtual Moves Card for immediate use
  • Contactless ‘tap to pay’ technology for faster check out
  • Enjoy discounts at eligible retailers via Visa SavingsEdge program

Keep your earnings secure

  • Safe and secure, your Moves Spending Account is FDIC insured up to $250,000*
  • Members can enable biometrics, such as Face or Touch ID, to access Moves conveniently and securely
  • Get in touch with our world class support team via email or chat

Moves Spending Account

Get better banking that you deserve

Rather than having to keep up with your finances, gig economy banking should be built to keep up with you. Join over 15,000+ active Moves members who’ve found a home for their gig business.

What makes Moves the dedicated banking account for freelancers, gig workers, and independent contractors?
  • Our Moves Spending Account is built with a deep respect for the community and lifestyle choices of gig workers. Tens of millions of Americans earn their primary income in the gig economy, but they’re on their own to tackle financial challenges. No one is effectively addressing the financial health of this market.
  • That’s why Moves serves to help reduce the financial risks stemming from the unpredictability and volatility rooted in gig work. We have a better understanding of their income and gig workers’ needs for immediate and reliable means to access money.
  • Moves is primed to solve this challenge by creating the best online bank experience for freelancers, gig workers, and self-employed independent contractors.
  • The Moves Spending Account is an online bank account for freelancers and self-employed gig workers who are looking for an easy but powerful way to manage their gig earnings all in one place.
How does the Moves Spending Account work?
  • Getting started with a Moves Spending Account is effortless and trouble-free! You can begin by depositing your gig earnings into your account. Moves will then track your earnings across multiple gig platforms, provide insight into expected payouts, offer cash advances, and more.
  • Once you fund your account, you can use your Moves card either in person or online. All eligible purchases earn members stock rewards in the gig companies they work for.
Why should gig workers use Moves?
  • Gig work isn’t a one-off job, it’s real work that should be recognized as such! The Moves Spending Account is designed exclusively for gig workers pursuing the benefits of independent work.
  • Whether you need extra cash for unexpected expenses, further your stake in the gig economy through stock ownership, or get all your earnings in one place – Moves is made for you.
  • Gig workers will come to find Moves to be one of the best freelance bank accounts catered to the way they work.