We understand your concerns. We’re a brand new fintech company , and we’re asking you to send us a list of your banking transactions through a third-party service. We get it. But that service, Plaid, is owned by Visa, and all vendors that use it have to be thoroughly vetted. Plaid is read-only, does not give us access to your financial credentials, and is protected with enterprise grade encryption services.

By doing this, we can instantly qualify you for a loan without asking for any bank statements, proof of address, credit score or even proof of income. If you’d like to learn more, please visit the Plaid website (https://plaid.com/legal/#end-user-privacy-policy).

But don’t just take our word for it; here’s what one of our satisfied customers told us:

“I can’t even get money from my own bank, they’ve been my bank for 18 years. The money from Moves, I put it into my tax-free savings plan. There’s no service charges, there’s no initiation fee, there’s no management fee, there’s no account fee.”

Joseph, Uber Driver, Toronto