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Very happy with Moves, if you're a gig worker who uses multi apps this Moves [account] is the way to go!! Link all your gig accounts. Get cash advances, and now you can choose to have 10%, 25%, or 100% of each direct deposit to pay it back. All around happy with it!
- Josh D.
Multi-app gig worker / February 28, 2023
It’s free to sign up and takes less than 10 minutes to apply and link your gig accounts.
The more you work and deposit your gig earnings with Moves, the more funding you can receive.
Cover emergencies, unexpected expenses, or day-to-day business costs with our best-in-class Cash Advance.
Access extra cash, manage multiple gig earnings, or earn stock rewards - Moves is made for you.
Moves is the banking app designed exclusively for gig workers pursuing the benefits of independent work. Gig workers are able to access gig economy loan alternatives in the form of interest-free cash advances up to $2,000, manage their earnings all in one place, and further their stake in the gig economy through stock ownership.
Our Moves Cash Advance provides a lump sum payment to gig workers in exchange for a portion of their future earnings. To be eligible for a Cash Advance, you will first need to:
Our real-time assessments will automatically adjust members’ eligibility based on their gig deposits and banking activity. The more you work and deposit your earnings with Moves, the more funding you can receive.
You are only able to have one Cash Advance at a time. You are able to repay your Cash Advance at any time for free. Once your final payment has been processed, you can request your next Cash Advance after 5 days.
Before you accept your Cash Advance in the Moves app, you will be able to select how much of your gig deposits you want allocated towards your Cash Advance repayments, starting at 10%.
Once you select your repayment allocation and accept your advance, you cannot switch your allocation until your next Cash Advance. After you receive your Cash Advance, the percentage you chose of each gig payout deposited into your Moves account will be applied to your Cash Advance until the full amount is repaid.
You are able to pay your Cash Advance at any time by clicking the ‘Pay Now’ button in the Cash Advance screen. When you use the Pay Now feature there is a 5 day waiting period before you can accept your next Advance.
We believe in having our fees upfront and transparent for our members. Total repayment for your Cash Advance equals the Advance’s principal amount plus a service fee. You will be quoted your exact repayment amount before accepting anything.
Instalment loans for gig workers are a type of loan that is designed for individuals who work in the gig economy – repaid over a fixed period of time, with regular payments (instalments) made to the lender.
These loans can be secured or unsecured, and the amount borrowed and the length of the repayment period will depend on the lender’s requirements and the borrower’s creditworthiness.
However, gig economy loans are hard to come by due to the nature of gig income instability, the need for credit checks, and ranging interest rates.
That’s why for gig workers, Moves’ Cash Advance can be a useful way to access funds to help manage their expenses or to invest in their gig work. Because gig work can be irregular, and income can fluctuate, our Cash Advances can provide some stability by offering predictable repayments aligned with their gig earnings.
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