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All Questions

Aren’t your interest rates high?

We do not think so. In fact, we believe our rates are among the best for unsecured loans. If you find better rates, please let us know so we can improve our offerings.

But don’t just take our word for it; here’s what one of our satisfied customers told us:

“Money Market or Cash Money? They have a 40% interest rate on their loans. So, Moves is better than them. When a company has a low interest rate, I see them as a good selling point and more people will be attracted to it because people want to pay less money back. So I think that’s why Moves will be a good company for people to get money from.”

– Ali, Uber Driver, Toronto
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Are you an accredited loan provider?

In Alberta, our loan products are designed to be compliant with the Consumer Protection Act, R.S.A. 2000.

In British Columbia, our loan products are designed to be compliant with the Business Practices and Consumer Protection Act, SBC 2004, c 2.

In Ontario, our loan products are designed to be compliant with the Consumer Protection Act, 2002, S.O. 2002.

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Why should I trust Moves?

We understand your concerns. We’re a brand new fintech company , and we’re asking you to send us a list of your banking transactions through a third-party service. We get it. But that service, Plaid, is owned by Visa, and all vendors that use it have to be thoroughly vetted. Plaid is read-only, does not give us access to your financial credentials, and is protected with enterprise grade encryption services.

By doing this, we can instantly qualify you for a loan without asking for any bank statements, proof of address, credit score or even proof of income. If you’d like to learn more, please visit the Plaid website (https://plaid.com/legal/#end-user-privacy-policy).

But don’t just take our word for it; here’s what one of our satisfied customers told us:

“I can’t even get money from my own bank, they’ve been my bank for 18 years. The money from Moves, I put it into my tax-free savings plan. There’s no service charges, there’s no initiation fee, there’s no management fee, there’s no account fee.”

Joseph, Uber Driver, Toronto

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Who is Moves for?

We offer loans and e-bike financing to independent gig workers in Alberta, British Columbia and Ontario who work for the following platforms:

  • Amazon Flex
  • DoorDash
  • FaceDrive
  • Foodora
  • Hiride
  • Hyr
  • Instacart
  • Lyft
  • TaskRabbit
  • Skip the Dishes
  • Uber & Uber Eats
  • Upwork

We’re working hard to expand to support more platforms and locations, so check back often for an updated list.

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What is Moves?

Moves is a financial services platform for independent “gig” workers. Without relying on outdated credit scores, our products are designed so that we can get to know our users better over time, and help them establish a new financial reputation.

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