Explore

All Questions

Does Moves have a referral program?

Yes, Moves has a referral program so you can get rewards when you recommend Moves to a friend.

As long as you’ve created an account and can access the dashboard, you can start referring friends. You’ll find your unique referral code right on the dashboard when you login.

We will send the reward to your linked bank account for each user you refer who gets issued a loan from Moves.

You can refer an unlimited amount of users, however you will only be issued one reward per person you refer.
Copy

Aren’t your interest rates high?

We do not think so. In fact, we believe our rates are among the best for unsecured loans. If you find better rates, please let us know so we can improve our offerings.

But don’t just take our word for it; here’s what one of our satisfied customers told us:

“Money Market or Cash Money? They have a 40% interest rate on their loans. So, Moves is better than them. When a company has a low interest rate, I see them as a good selling point and more people will be attracted to it because people want to pay less money back. So I think that’s why Moves will be a good company for people to get money from.”

– Ali, Uber Driver, Toronto
Copy

Are you an accredited loan provider?

In Alberta, our loan products are designed to be compliant with the Consumer Protection Act, R.S.A. 2000.

In British Columbia, our loan products are designed to be compliant with the Business Practices and Consumer Protection Act, SBC 2004, c 2.

In Ontario, our loan products are designed to be compliant with the Consumer Protection Act, 2002, S.O. 2002.

Copy

Why should I trust Moves?

Moves has ongoing partnerships with Amego, Hyr, Loans Canada, Fintel Connect, Loan Connect, and Smarter Loans, and our ratings on TrustPilot are all 5 stars. These are third-party services that have thoroughly vetted Moves and verified that we are a legitimate business.

Even more importantly is our integration with Plaid during the application process.

Because we don’t check your credit score, we need other indicators that give us assurance that you will be able to repay your loan. That list of your banking transactions is done through a third-party service called Plaid. Plaid is owned by Visa, and all vendors that use it have to be thoroughly vetted. Plaid is read-only, does not give us access to your financial credentials, and is protected with enterprise grade encryption services.

With a view of your banking history for the last 6+ months, we get an idea of your income and spending behavior. By doing this, we can instantly qualify you for a loan without asking for any bank statements, proof of address, credit score or even proof of income. If you’d like to learn more, please visit the Plaid website (https://plaid.com/legal/#end-user-privacy-policy).

But don’t just take our word for it; here’s what one of our satisfied customers told us:

“I can’t even get money from my own bank, they’ve been my bank for 18 years. The money from Moves, I put it into my tax-free savings plan. There’s no service charges, there’s no initiation fee, there’s no management fee, there’s no account fee.”

Joseph, Uber Driver, Toronto

 

Copy

Who is Moves for?

We offer loans and e-bike financing to independent gig workers in Alberta, British Columbia and Ontario who work for the following platforms:

  • Amazon Flex
  • DoorDash
  • FaceDrive
  • Hiride
  • Hyr
  • Instacart
  • Lyft
  • TaskRabbit
  • Skip the Dishes
  • Uber & Uber Eats
  • Upwork
  • FOODHWY
  • Handy
  • Bookjane

We’re working hard to expand to support more platforms and locations, so check back often for an updated list.

Copy

What is Moves?

Moves is a financial services platform for independent “gig” workers. Without relying on outdated credit scores, our products are designed so that we can get to know our users better over time, and help them establish a new financial reputation.

Copy